With so many people worried as much about saving as they are about fairer prices for borrowing, building a free solution to both just makes sense. That’s why we created LOQBOX. If you can spare between £20 and £200 a month, you can build your credit history while you save. All with tips, advice and offers just for you.
Tom has over a decade of experience in personal financial services, particularly insolvency and debt management. In 2012, when his little sister was refused credit to buy a sofa, frustration with the inflexibility of the credit-scoring system drove him to start creating solutions to help people build their credit history to access fairly priced credit. Tom is regularly featured in the national press and provides expert comment for features on finance, credit and lending.
A former partner with global audit and advisory firm KPMG, Gregor has seen first-hand how many people are excluded from accessing fairly priced credit either because they are young with little or no credit history, or because they have made past credit mistakes. Tom and Gregor co-founded LOQBOX after setting themselves a mission to find solutions to this problem that work for both the lenders and these financially excluded groups.